The Android™ robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution license. See order page for complete and current offer details. Limited time offer and only valid in the U.S. Void where prohibited or restricted by law. Service may not be available in all markets. Offer, device and plan are subject to change. Service includes talk, text and data and is subject to terms. Payment requires a valid debit or credit card with verified billing address. Free phone requires payment of $100 for first two months of service, plus shipping. Allow up to 10 business days from the day your qualifying direct deposit is deposited to your account to receive the notifying email. Eligible customers will be sent an email to the address on file with a link to a webpage where you can order your phone. To become eligible for free phone, your GO2bank account must be in good standing and your direct deposit of $200 or more must be from payroll, government benefits or unemployment benefits and post to your account between 7/14/21 and 3/15/22. Offer available only for first-time direct depositing customers. Offer not transferrable to other accounts or accountholders. See Deposit Account Agreement (PDF) for details. Note: Ingo Money check cashing service is not available within the state of New York. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. Your wireless carrier may charge a fee for data usage. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Unapproved checks will not be funded to your account. Fees apply for approved Money in Minutes transactions funded to your account. All checks are subject to approval for funding in Ingo Money's sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Ingo Money is a service provided by First Century Bank, N.A. * * Activated, chip-enabled debit card required to use Ingo Money check cashing service. Just snap a pic with your phone and get your money in minutes for a fee, or 10 days for free. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.46% is determined by the FDIC as of 10/16/23. APY may change before or after you open an account. * * Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of October 2023. High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000. Learn more (Overdraft Protection PDF).Īpply or opt in after eligible direct depositsĮarn well over the national savings rate average Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Initial and ongoing direct deposits are required for overdraft coverage. Account must be in good standing and chip-enabled debit card activated to opt in. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF). Annual Percentage Rate is 22.99% and is accurate as of. With no annual fee * * GO2bank Secured Visa Credit Card available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days.
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